15412 Dewitt Drive Strongsville, OH 44136

Property Site: http://tour.circlepix.com/home/HDU99K/15412-Dewitt-Drive-Strongsville-OH-4112373

Sparkling Clean Center Hall Colonial! Brand New Roof Just installed! Very Spacious rooms and layout with loads of natural light! Awesome deck overlooks a very nice sized backyard (Larger than normal). (ALSO Natural gas available for outdoor grill) Fireplace Insert (5 years new) in family room! Newer Patio Door (aprox. 4-5 years).Carpet (4 years new). Kitchen Floor (4-5 years new) Large eat-in-kitchen features room for a table and also has an island with a breakfast bar perfect for morning routines and entertaining. Great Master bedroom with french doors leads to a very spacious master bath with jacuzzi tub, vaulted ceilings, walk in closet, skylight, his and her sinks and shower stall. French doors adjoins 4th bedroom perfect for an office or nursery! Dining room features a tray ceiling, crown moldings and chair rail. Loads of natural woodwork throughout the whole home! Several ceiling fans and newer lights. Loads of storage in the garage and basement. April-Air air cleaner! First Floor Laundry! Spacious Living Room/Parlor! Home includes a 1 year HMS home warranty!

Bedrooms: 4

Bathrooms: 3

Square feet: 2,274

Price: $257,000

For more information about this property, please contact James Hiles at (440) 447-0611 or 3737500@gmail.com. You can also text 5699735 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).

See more listings at: www.JamesHiles.com

MLS ID: 4112373

https://www.facebook.com/TheBrokerJames/ https://www.twitter.com/JamesLHiles http://https:://www.youtube.com/channel/UC-kvGqvDKttEwVq9R9dI8gA

13307 Puritas Avenue Cleveland, OH 44135

Property Site: http://tour.circlepix.com/home/MNBHQ6/13307-Puritas-Avenue-Cleveland-OH-4111975

Spacious Cape Cod with double lot! Close to Gilmore Park! New roof being installed July 3, 2019! Glass Block windows! New Circuit Breaker Box installed 2019! Nice size rooms! Full Basement! Loads of Storage! Less Busy area of Puritas! Great for investment or primary residence! Close to shopping and Highway for easy access to everything!!

Bedrooms: 4

Bathrooms: 1

Square feet: 1,152

Price: $95,000

For more information about this property, please contact James Hiles at (440) 447-0611 or 3737500@gmail.com. You can also text 5696760 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).

See more listings at: www.JamesHiles.com

MLS ID: 4111975

https://www.facebook.com/TheBrokerJames/ https://www.twitter.com/JamesLHiles http://https:://www.youtube.com/channel/UC-kvGqvDKttEwVq9R9dI8gA

7550 Elaine Dr Seven Hills, OH 44131

Property Site: http://tour.circlepix.com/home/K3QBNM/7550-Elaine-Dr-Seven-Hills-OH-4093989

Spacious Center Hall Tudor Colonial with lots to offer and loads of potential! 2 Story Foyer! Plant Landing off Bedroom! Landscaped Yards! Wood burning fireplace and bar in family room. Enclosed Patio with ceramic floor. Eat in Kitchen overlooking Family room. First Floor Laundry! Half Bath first Floor! Large Rooms! Master bath with walk-in-closet and shower Owner using part of the easement area behind lot line. Landscaped with small pond area with little river bed and walking bridge! Loads of storage area. Central Air! Storage shed! Nice Neighbors! More pictures of interior coming!

Bedrooms: 5

Bathrooms: 3

Square feet: 2,800

Price: $275,000

For more information about this property, please contact James Hiles at (440) 447-0611 or 3737500@gmail.com. You can also text 5614559 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).

See more listings at: www.JamesHiles.com

MLS ID: 4093989

https://www.facebook.com/TheBrokerJames/ https://www.twitter.com/JamesLHiles http://https:://www.youtube.com/channel/UC-kvGqvDKttEwVq9R9dI8gA

3010 Stanfield Dr Parma, OH 44134

Property Site: http://tour.circlepix.com/home/JPC6V4/3010-Stanfield-Dr-Parma-OH-4083009

Great Opportunity!! Hardwood Floors! Glass Block Windows! Newer Hot Water Tank! Nice layout and rook sizes.Needs some cosmetics on main floor! Nice Yard! Newer Windows and Roof! 1 Car Garage! Close to everything!See Supplements! Easy to Show!

Bedrooms: 3

Bathrooms: 2

Square feet: 1,092

Price: $95,000

For more information about this property, please contact James Hiles at (440) 447-0611 or 3737500@gmail.com. You can also text 5525304 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).

See more listings at: www.JamesHiles.com

MLS ID: 4083009

https://www.facebook.com/TheBrokerJames/ https://www.twitter.com/JamesLHiles http://https:://www.youtube.com/channel/UC-kvGqvDKttEwVq9R9dI8gA

3093 Alden Dr Parma, OH 44134

Property Site: http://tour.circlepix.com/home/ZVF8B2/3093-Alden-Dr-Parma-OH-4017518

Sparkling 3 bedroom Cape Cod with refinished hardwood floors and natural woodwork throughout! Newer Roof 2015! Siding and Gutters Installed in 2011! Newer Soft-Lite Windows installed 2011! Wood burning Fireplace Chimney Relined and Enclosure installed in 2015! Glass Block Windows installed 2011! New carpet installed in Rec-Room and upstairs bedroom 2017! Finished Rec-Room with Wet Bar! Toilet and Shower stall in basement! New Vinyl installed in Kitchen Eating area and Rec-Room Areas in 2017! All rooms Freshly Painted! Fenced Yard with gates to garden area and driveway entrance! Includes a HMS Home Warranty!

Bedrooms: 3

Bathrooms: 1

Square feet: 1,912

Price: $119,950

For more information about this property, please contact James Hiles at (440) 447-0611 or 3737500@gmail.com. You can also text 5254083 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).

See more listings at: www.JamesHiles.com

MLS ID: 4017518

https://www.facebook.com/TheBrokerJames/ https://www.twitter.com/JamesLHiles http://https:://www.youtube.com/channel/UC-kvGqvDKttEwVq9R9dI8gA

1/2% Could Make a Big Difference - Created on 2/2/2015 & modified on 2/16/2015 

Over 50% of homebuyers don’t shop to find the best interest rate for their mortgage.  While a buyer would rarely purchase the first home they look at, they will accept the rate and terms offered by only one lender.

While the borrower and the property affect the rate and terms that a lender may offer, it is not to be said that all lenders will offer the same terms and rates to the same buyer.  Credit score, home location, home price and loan amount, down payment, loan term, interest rate type and loan type all affect the interest rate but different lenders can interpret this information differently.

Shopping around to compare rate and terms for a mortgage is a reasonable exercise considering that a half percent lesser interest rate could not only lower the payment but the cumulative interest that is paid while that loan is outstanding.

Some borrowers don’t shop the mortgage because they are concerned that having their credit checked multiple times could adversely affect their credit score.  The credit bureaus take this into consideration when several requests are made by the same category of lender in a short period of time.

Check to see the difference 0.5% could make in the mortgage you’re considering by using the calculator provided by Consumer Financial Protection Bureau.  Contact your real estate professional for a list of trusted mortgage professionals to consider.

Seller Safety Plan 

September is REALTOR® Safety month when special attention is focused on the security of having a home on the market and the concerns for the well-being of owners is a day-to-day effort.  The following list may help sellers secure their home and minimize risk.

• Locks – doors and windows should be locked at all times.  Additional locks like deadbolts or safety locks can provide a higher level of security.
• Home lighting - turn on the lights prior to purchasers arriving to improve the showing.  Not only will they be able to see things better, it could prevent them hurting themselves unnecessarily. Outdoor motion-sensor lights provide additional security.
• Eliminate the possible hazards – try to identify anything that might cause a person to trip and fall such as loose objects on the floor or floor coverings that aren’t properly secured.
• Security system – If you have a security system, it should be monitored and armed, especially when you’re away from home.  Most systems will allow you to program a temporary code that agents will be able to use based on your instructions. 
• Prescription medications – remove or secure the drugs before showing the home.   
• Secure valuables – jewelry, artwork, gaming systems;  mail containing personal information like bank and credit card statements, investment reports;  wine and liquor can also be a security issue.
• Remove family photos –pictures can be distracting to prospective purchasers but the concern at hand is to eliminate photos of a wife, teenage daughter or children that might provide information to a possible pedophile or stalker who could be posing as a buyer.
• Remove weapons – the reason to remove guns should be obvious to everyone but a knife block on the kitchen counter can become an opportunity of convenience.
• Unexpected callers - when some people see a for sale sign in the yard, they think that it’s an invitation to look at the home immediately. Keep your doors locked so that people can’t let themselves in. If they ring the doorbell and want to see the home but aren’t accompanied by an agent, ask them to call your listing agent.

These precautions should be taken before the photos or virtual tours are made.  Having these items in plain sight in the pictures posted on the Internet can unwillingly provide prospective criminals with a menu of what is available.

Agents cannot protect a seller’s valuables other than to inform the owner of potential threats to their security.  In most cases, the seller’s agent will not be present at home showings and even if they were, it is not always practical nor desirable to follow the buyers and their agent through the home.